A commercial mortgage broker can make the difference.

CMHC Insured Mortgages

Your commercial mortgage broker can help you get financing directly from CMHC.

CMHC (Canada Mortgage & Housing Corporation) is the nation's foremost provider of loan insurance used to purchase, construct, and refinance multi-unit commercial properties. The real estate investments can encompass tenant buildings, senior's housing, and care facilities.

It's possible to take advantage of significant savings and a lower borrowing cost.

When using CMHC, borrowers who are purchasing multi-unit properties may be able to put down as little as 15%. Additionally, borrowers may also benefit from competitive interest rates throughout the term of the mortgage, along with a significantly reduced renewal risk.

CMHC will insure the following types of construction loans:

• Tenant rental buildings

• Seniors housing and care facilities

• High-rise & mid-rise condominiums

• Student housing projects

• Freehold developments (including single-family homes and townhouses)

• Mixed-use developments (residential portion would constitute 80% of the entire project)

Long-Term Commercial Mortgages

Our commercial brokers can negotiate your commercial mortgage.

We actively seek ways to reduce financing costs, obtain funding before lease-up, and get interest-rates fixed for your commercial developments. Long-term mortgage loans may be ideal when purchasing or refinancing an income-producing property with a mortgage structured for commercial real estate.

• Commercial mortgage financing for multi-residential, office, retail, or industrial properties ($1-million and up)

• Competitive interest rates and terms from leading lenders

• Variable and fixed interest rates available

New construction or renovation Financing

Our financing solutions help land borrowers reach their goals.

We can assist our clients in financing all manners of construction projects, from new builds to heritage restorations. Financing can allow borrowers to maintain scheduled payments for contractors during development. Construction loans are available for a full range of projects, including retail, rental properties, nursing-home, industrial, and more.

We can facilitate conventional construction loans as well as insured loans via CMHC.

BRIDGE FINANCING AND MEZZANINE FINANCING

Bridge loans are well-suited when it is desirable to quickly close a commercial real estate purchase, property rezoning, or acquiring property from foreclosure.

Our commercial mortgage Calgary team can help secure secondary and mezzanine financing throughout Alberta in rapid time. Depending on the situation, we may be able to fund 100% of the entire project costs.

Take advantage of highly flexible terms that may require little to no collateral. Mezzanine financing can occur based solely on the corporation's historical and future cash flow. It also won't dilute a company's share equity, allowing owners to retain control.

FACILITY AND NURSING HOME FINANCING

There is an increasing demand for a full range of nursing homes and care facilities for the aging in Canada. BOSI Financial can leverage its knowledge of capital markets and work with industry experts to put in place long-term commercial mortgages, secure construction loans, and secondary financing. We strive to look for opportunities to save you costs and enter into practical terms.

ALTERNATIVE OR PRIVATE LENDING

It can make sense not to go through a major financial institution for your loan in some instances. If the banks don't grant approval or where challenges exist within the file, our team can connect you with private lenders.

We can assist with your purchase or refinancing needs from multi-unit dwellings to townhouses to industrial warehouses.