We've made the mortgage & insurance process engaging, effective & fun.

At BOSI Financial, clients can expect education, a comprehensive solution, and a fun team to help them with their needs. Throughout the process, we teach and guide you and connect you with anything you may need, whether a lawyer, realtor or accountant. You will feel confident with your mortgage, insurance, or investment decision.

STEP 1: CONSULTATION & APPLICATION

We begin with a conversation to understand what kind of mortgage or insurance best suits your needs. Next, you will complete an online application form and upload any required documents through our secure site.

STEP 2: PRE-APPROVAL

After receiving the online application and required documents, we will follow up with you to provide you with a pre-approval amount. This is also the time when we’ll establish a close relationship with your realtor.

STEP 3: PURCHASE OFFER & APPROVAL

Once you have written an offer on a property, we educate you on the various options available at this time and then submit your offer to the lender. When the lender approves the offer, you can sign the documents in-person or electronically. If any other documents are required, they will be collected at this time. 

STEP 4: CONDITIONS & LEGAL

After waiving your financing condition, you will meet with a lawyer to sign the legal paperwork before you get possession. The legal paperwork is sent from the lender to the lawyer. The lawyer will request the remainder of the down payment, legal fees, ID, and home insurance (if required) at this time. 

STEP 5: PLAN YOUR MOVE & POSSESSION

Once the legal process is complete, you can begin planning your move - scheduling the moving trucks, electricity, and changing your address. You will meet with your lawyer or realtor to receive the keys to your new home on possession day!

STEP 6: PROTECT YOUR ASSET

Now that you have moved into your new home, you will want to protect it. Our insurance specialist will reach out to you to meet up with a meeting. This meeting will consist of an in-depth needs analysis reviewing your current assets, debts, future income potential, and up-to-date group policies.  If we discover a shortage of insurance, we will suggest your options at this time.

Do you have questions?

Call Us 1 (800) 660-3576